BİM BİRLEŞİK MAĞAZALAR A.Ş. Özel Durum Açıklaması (Genel) 24 Aralık 2025

In our PDP disclosure dated 03.10.2024 it was announced that a resolution has been made to conduct research on the subject of participating in a possible digital participation bank.

Based on the results of the research conducted, it has been evaluated that the establishment of a participation bank, whose operations will be mostly structured through digital channels, would be more advantageous, as the range of permitted services is significantly broader compared to that of a digital bank. In this context, in order to leverage the Company's strong position in the retail sector to provide innovative solutions to the financial needs of our customers, the Board of Directors resolved on 23.12.2025 to apply to the Banking Regulation and Supervision Agency ("BRSA") for an establishment license, pursuant primarily to the Regulation on Indirect Shareholding and Transactions Subject to Permission of Banks, as well as the Banking Law No. 5411 and the relevant legislation, for a participation bank planned to be established together with our subsidiaries, in which our Company will hold the majority shareholding.

In this context, it has been resolved to submit an application to the Banking Regulation and Supervision Agency ("BRSA") on 24.12.2025 for an establishment license for the participation bank planned to be established.

Developments regarding the process will be disclosed to the public.

In the event of a contradiction between the Turkish and English versions of this public disclosure, the Turkish version shall prevail.