YAPI VE KREDİ BANKASI A.Ş. Özel Durum Açıklaması (Genel) 14 Ocak 2026

In our public disclosure dated 4 December 2025, it was announced that our Bank would issue subordinated notes (Tier II) with a nominal amount of USD 500 million, to be sold to investors resident abroad, having the qualifications set out in Article 8 titled "Tier II Capital" of the BRSA's Regulation on the Equity of Banks, having a call option from 11 March 2031 until 11 June 2031, bearing a coupon rate of 7.55% with semi-annual arrears of coupon payments and a maturity of 10.5 years. Due to the strong interest and demand received for the issuance, our Bank has resolved to increase the issuance size by an additional nominal amount of USD 250 million. In this context, the total nominal amount of the subordinated notes (Tier II) issuance will be USD 750 million. This tap issuance is planned to be completed on 27 January 2026, following the receipt of necessary CMB approval.

All terms and conditions relating to the issued debt instruments, including the closing date of the transaction, coupon rate, redemption/call options, maturity (number of days), credit rating, nature of the debt instruments issued, and the tenor of the transaction, remain unchanged.

This statement has been translated into English and simultaneously announced for informational purposes. In the event of any discrepancy between the Turkish and the English versions, the Turkish version shall prevail.